What’s more, by using this easy, low-cost investment approach that aims to match overall market performance-not beat it-you’ll likely do better than if you paid an advisor to invest your money in mutual funds.
#QUIRI ZHANG COUCH POTATO PRO#
To use a sports analogy, rather than trying to guess which pro hockey team might win the Stanley Cup in a given year, you own small pieces of the entire league and profit from the entire operation-which includes both winners and losers. It’s called index investing, and it’s a passive investment strategy that differs from the typical active investment strategy of most financial advisors. Instead, you own the entire haystack, by investing broadly in the total market overall, while keeping costs down. As a couch potato investor, you don’t need to spend hours researching various assets in an attempt to pinpoint potential market “winners,” which can be like finding a needle in a haystack. Indeed, according to a MoneySense online poll, 46% of respondents said the biggest barrier to investing for the average Canadian is that it’s too complicated or confusing, and 30% said they don’t trust financial advisors.īut there’s a solution that gets around both these roadblocks: Couch Potato investing.įor those new to the idea, the Couch Potato method is a simple approach to building a well-diversified, low-maintenance and low-cost portfolio of stocks and bonds using passive mutual funds or exchange-traded funds (ETFs). On the other hand, they don’t want to rely on the advice provided by financial advisors, who often have a vested interest in selling products that pay them the largest management or trading fees.
On the one hand, they feel they lack the financial knowledge to handle their own investments confidently.
There’s a catch-22 facing many would-be investors that’s keeping them out of the market.
#QUIRI ZHANG COUCH POTATO PLUS#
That said, in the series you will find commentary on developments over the last year, plus a link that compares the returns of the core vs advanced couch potato models. Couch potato models don’t require tinkering and guesswork. And true to form, it’s not a hefty rewrite. “ The ultimate couch potato portfolio guide” is updated for 2022. Overview 5 ways to build a portfolio Core portfolios Advanced portfolios
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